Cookie Policy

The way we track information about people who visit our site is by using cookies. This information includes your IP address, operating system and browser type, in order for us to learn aggregate information. This is never used to identify any individual. It also allows us to present you with a consistent experience with our website, and also to use web analytic tools to see how our sites are used in order to improve them.

What is a cookie?

A cookie is a small data file which are created when you visit any website. They are stored in the cookies directory on the computer/device you are using. They are NOT used to access your computer or device, but access is required to drop the cookie. Cookies can be set to last for a certain amount of time, this can be anything from a few minutes or several years

How we use cookies

Some Cookies are used by websites, to enhance or improve your browsing experience. These ‘essential’ cookies are responsible for remembering that you are logged in or have taken certain actions during you visit. These cookies are referred to as essential because without them, the site or web page would not function as we intended and make it impossible to provide our service to the standard expected. Other ‘non-essential’ cookies which cannot directly identify individuals visiting our websites are used for marketing purposes. If you agree, these cookies allow us to advertise our service and products to you on this, and other websites and apps.

Web Beacons

These are like cookies and they help improve your online experience. They help us to track the usage of our site, give us statistics and help us identify errors or problems.

Third Party Cookies

These cookies are placed on your device (with your consent) which relate to a ‘third party’ website. These are usually social media, advertising or analytics providers. You can find a full list of cookies we use on our site below. Along with steps to opt-out of these cookies.

Cookies on our website may be also set by us, third parties we're working with, or independent third parties, such as advertisers.

Analytics Cookies

We use these non-essential, analytical cookies to understand how users interact with our web pages and services while on our Site. This data is used to measure how many users visit each page, and what options they click on. We use Google Analytics to analyse the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. We also ensure that all IP addresses are anonymized and are not collected by Google.

Google's privacy policy is available at: https://www.google.com/policies/privacy

Advertising

We may also use third party cookies for behavioural advertising, sometimes referred to as remarketing. If you agree to these, they allow us to show you relevant products that we think may be of interest to you based on your browsing behaviour and history. This is why you see adverts for websites you have visited recently on other apps or websites.

You can choose to opt-out of all non-essential cookies. How you can do this is explained in the next section of this policy.

Managing Cookies

You can disable, delete, or block cookies at any time you choose on your device. You have full control over all cookies on your device. The responsibility of your control lies with the browser software you use to access the internet. They each have their own way on allowing you access to these settings and depending on which browser you choose will depend on how you can control them.

We have provided links to the most popular browsers cookie management pages below:

To find information relating to other browsers, visit the browser developer's website.

Below is a list of cookies that we use on our website

Essential Cookies

Name

Expires

Essential Reason

creditec-id

1 year

Identifies session (Time of visit, login).

Logs route in: EG google search, link from another site – (Analytics)

Stores non-essential cookie consent

__exponea_etc__

7 days - 3 years (depends on browser)

Manages use of data for analytics Consent for other cookies to be added.

xnpe_[project-token]

3 years

__exponea_time2__

3 years

__exponea_ab_[ABTestName]__

7 days - 3 years (depends on browser)

_exponea_

2 years

_fontstore_key

Session

 

Marketing Cookies

Third Party

Cookie Name

Expiry

Microsoft Advertising

mui(x), _uet(x), MUID, MUIDB, ANON, NAP, SRCHD, SRCHUID, SRCHUSR

13 months from set

_uetvid

16 days

_uetsid

1 day

Google Ads

_gcl_aw, _gcl_au

End of calendar year from set

Google Double Click

DSID

14 days

 

IDE

2 years

 

_gfp_64b

2.5 years

 

cto_Iwid

8 months

Facebook

presence

End of browser session

 

fr

End of calendar year from set

 

act

End of browser session

 

xs

End of calendar year from set

 

datr

13 months from set

 

c_user

End of calendar year from set

 

wd

7 days

 

c_user

End of calendar year from set

 

sb

13 months from set

 

_fbp

End of calendar year from set

 

Analytical Cookies

Third Party

Cookie Name

Expiry

Google Analytics

_ga

2 years

 

_gat

1 minute

 

_gid

24 hours

 

AMP_TOKEN

30 seconds to 1 year

 

_gac_<property-id>

90 days

 

__utma

2 years from set/update

 

__utmt

10 minutes

 

__utmb

30 minutes from set/update

 

__utmc

Until you close your browser

 

__utmz

6 months from set/update

 

__utmv

2 years from set/update

 

_dc_gtm_UA

24 hours

 

_gat_UA-(x)

Session

Google Optimize

_gaexp

90 days (or sooner dependent on test)

 

_opt_awcid

24 hours

 

_opt_awmid

24 hours

 

_opt_awmid

24 hours

 

_opt_awgid

24 hours

 

_opt_awkid

24 hours

 

_opt_utmc

24 hours

Microsoft

_clck, _clsk, CLID, ANONCHK, MR, MUID, SM

13 months from set